How it works
One application. A nationwide funder network. Offers you can actually compare.
Applying to lenders one at a time costs you weeks and stacks up hard inquiries. We submit a single file to the banks, SBA lenders, and alternative funders whose credit boxes fit your business — then sit with you and compare what comes back.
- 4.9/5Average client rating
- 10K+Businesses funded
- $350M+Capital placed
- 24–72 hrsTypical time to funding
Bank-level 256-bit encryption Soft credit pull — no score impact to apply Free to apply, no obligation, no broker junk fees
- Step 1
One application, ten minutes
A single short form plus three to six months of business bank statements. No duplicate applications, no shopping your file around yourself, no hard credit inquiries to start.
- Step 2
We shop a nationwide network
Your advisor packages the file and submits it to the banks, SBA lenders, and alternative funders whose credit boxes actually match your profile — instead of blasting every desk in the industry.
- Step 3
You compare real offers side by side
We lay the approvals out in one view: amount, cost, term, payment frequency, prepayment treatment, and total dollars back. Then we tell you which one we'd take and why.
- Step 4
Funded — and re-priced later
Sign electronically and receive funds, typically in 24 to 72 hours. Your advisor stays on the account and re-shops your capital at renewal as your file strengthens.
What we look at
Five inputs decide which funders will say yes and at what price. None of them require a hard credit pull to evaluate.
- Monthly revenue
- Deposits and consistency matter more than any single month.
- Time in business
- Six months opens most doors; twenty-four months opens the cheapest ones.
- Credit band
- A soft pull only. Programs exist from the 500s upward.
- Industry
- Some funders love trucking; others won't touch it. We know which is which.
- Use of funds
- Equipment, payroll, inventory, and expansion each point to a different product.
What it costs you
- Free to apply — no application, packaging, or platform fees.
- No obligation to accept any offer we bring you.
- Soft credit pull first; a hard pull only if you move forward.
- Your information is never sold to a lead broker.
- Bank statements are transmitted over encrypted connections and stored with bank-level security.
Prefer to talk it through first?
(727) 265-3662Free · No obligation · Soft credit pull
Get matched with the right funding
Four quick questions. We shop your file across a nationwide network of banks, SBA lenders, and alternative funders and come back with the offers you actually qualify for.
FAQ
How our lender matching works — questions we get asked
How does Kingdom Funding Group's lender matching work?
You submit one application. Your advisor reviews your revenue, time in business, credit band, industry, and use of funds, then submits your file to the lenders in our nationwide network whose underwriting criteria fit your profile. You receive multiple offers to compare instead of one take-it-or-leave-it approval.
Does applying hurt my credit score?
No. We start with a soft credit pull, which has no effect on your score. A hard inquiry only happens if you choose to move forward with a specific lender's offer.
What does it cost to apply?
Nothing. Applying is free, there is no obligation to accept any offer, and we do not charge application or packaging fees.
How fast can I be funded?
Most products fund in 24 to 72 hours from a complete file. Merchant cash advances can fund the same day. SBA loans and commercial real estate take 30 to 90 days.
What documents do I need?
For most products: a one-page application and three to six months of business bank statements. SBA and commercial real estate require tax returns and financial statements.
Are you a lender or a broker?
We're an advisor-led marketplace. We don't hold the paper ourselves — we place your file with the funder offering you the best structure, which means we're free to recommend whichever product genuinely fits.